
UPI Charges From October 15: Will You Pay Extra?
Will UPI payments cost you more from 15 October 2026? Learn who pays the new merchant fee, which payments remain exempt, and what to do if a shop adds an extra UPI charge.
Solve My Day’s Payments section explains how paying and receiving money works in India. It covers digital and offline payment methods, the rules and fees behind them, and what to do when a payment goes wrong, with every guide based on official regulator and provider sources.

Will UPI payments cost you more from 15 October 2026? Learn who pays the new merchant fee, which payments remain exempt, and what to do if a shop adds an extra UPI charge.

Your UPI ID’s bank name may differ from your account’s bank. Here’s what to check before changing anything in Google Pay.